Commercial Lines of Credit
Our Business Lines of Credit are tailored to meet your specific needs, which may include funding timing differences between invoices and receipt of funds or limited cash flow due to seasonal sales cycles.
Business Automated Overdraft Lines of Credit
Our Business Automated Overdraft Lines of Credit are designed to handle temporary planned or unplanned cash flow needs.
Business Owner’s Guidance Lines of Credit
The Guidance Line of Credit product is a great tool for the entrepreneur who anticipates fixed asset expenditures during the fiscal year. Working directly with our dedicated lending team, FVCbank can approve an annual Guidance Line to help determine financial options for these purchases up to one year in advance.
Commercial Term Loans
Our Term Loans are tailored to meet your specific financing needs for:
- Equipment
- Expansion
- Consolidation of your business
These loan types offer competitive market rates and terms up to 7 years. Additionally, we are pleased to participate in SBA lending programs.
Asset Based Loans
As a growing business FVCbank understands you may need funding for several reasons.
- Expansion or growth initiatives
- Refinancing
- Acquisitions
- Seasonal needs
Let FVCbank provide you with competitive asset-based lending options that fit the needs of your business and its future.
FVCbank has a team of business experts that know the market and have a strong understanding of Asset Based Lending throughout various industries. We are confident through our industry knowledge and market-area expertise we can structure a lending offering that not only meets your business needs but also facilitates sustainable growth.
By developing a financing channel through:
- Inventory
- Equipment
- Account Receivables
FVCbank can provide you with an asset-based loan that is specific to your business. By providing our customers with more access to funds as well as structuring an Asset-Based Loan as a Line of Credit we can allow them to pay interest only on money spent, helping us create and sustain long-term banking partnerships.
Benefits of an Asset-Based Loan from FVCbank
- Turn your invoices and/or Account Receivables into capital
- More access to funds on average than a standard line of credit
- Funding provided on the same day for invoices
- The borrower has the ability to request as little or as much capital as possible depending on the needs of their business
- This allows the business owner to control the amount of capital borrowed therefore lowering financing costs
- Dedicated team assigned to your business
For more information about Asset Based Lending please contact us today.
Business Construction Loans
Our Business Construction Loans are designed with simplicity in mind to meet the high expectations of our customers. They facilitate expansions and relocations for owner occupied facilities. These loans offer flexibility to acquire and renovate a building to meet your specific needs and then convert it into a permanent financing option with no additional closings.
Business Mortgage Loans
Our Commercial Mortgage Loans provide the financing needed to acquire or expand into a new location. These loans allow for an amortization of 25 years, with a balloon payment due at the loan maturity. Both competitive fixed and variable rates are available.
Business Credit Cards
We are pleased to offer VISA® Business Credit Cards.
Please contact us for more details.
