Transforming the Future of Business Lending.
FVCbank Lightning Lending is leading the next generation in business banking technology. Experience faster, simpler, and more efficient lending and account opening experiences that will blow the socks off of traditional borrowing.
Lightning Lending utilizes an advanced AI origination system that leverages data at every step of the process. Flexible underwriting algorithms automatically accept or decline applications.
Both new and existing customers can enjoy our AI technology, featuring automated spreadsheets, aggregated data, scored applications, and instant document generation.
Fast. Convenient. Secure.
- Instant approval and loan amounts up to $500,000
- Receive your funds in as little as 48 hours
- Reliable, secure transactions for business owners
- Fast, easy, and fully digital lending platform
- No more valuable time spent on mountains of paperwork
Eligibility Criteria
- Business must be registered in Virginia, Maryland, or the District of Columbia
- Must be at least two years old and a domestic company, or sole proprietorship
- Minimum credit score of 670 required to apply
Documents Required to Apply
- Government-issued personal identification for principal signatory of the loan,
- Two years of business and individual tax returns for all signators and year-to-date financial statements
- Business certificate or Articles of Incorporation
- Business operating agreement (if applicable)
The Not-So-Small Print
- The applicant must be a closely held corporation
- 80% or more ownership is required to apply
- Approved applicants must have an FVCbank checking account
- A trust or other business cannot own the company
- Not-for-profit organizations are ineligible
Contact us for more information on our Lightning Lending Platform.
