At FVCbank, we provide personal banking services to our local community. Our financial services are designed to help you with your day-to-day financial needs and save money. With our nine full-service branches located in the D.C, Maryland and Virginia area, our staff is dedicated to providing you with the customer service you deserve and the tools to assist you with your goals.
Personal Banking Services Offered at FVCbank
FVCbank strives to provide personal banking solutions to assist our customers with tools that help save for the future and allow for the flexibility that they expect from your financial institution. We provide full banking services at all of our branch locations including exceptional customer service and night drop. When you are on the go, FVCbank offers mobile banking, online banking services and bill pay that allow you to conduct your banking on your time.
Checking Accounts
The checking accounts offered at FVCbank include free checking, student checking, senior checking and interest checking. Our personal checking account options offer e-statements, a debit card with ATM usage worldwide at no additional charge and free online banking with unlimited check writing privileges. Therefore, you can easily pay your bills and expenses without having to worry about any extra charges.
Savings Accounts
FVCbank offers personal savings accounts to help you save and earn extra money for the future. Types of accounts offered include student savings, money market, CD, CDARS and ICS accounts. Our savings accounts offer competitive rates; we also provide e-statements, bill payments and online banking. FVCbank personal savings accounts allow for unlimited cash withdrawals from our branch tellers. Federal regulations prohibit more than six preauthorized, automatic, telephone or computer transfers and/or withdrawals each month to other accounts from a savings account.
Credit Card Services
Our VISA® Platinum credit cards offer convenience, worldwide acceptance and great benefits. Earn unlimited rewards points that don’t expire or unlimited cash back by choosing between three great options, all from the bank that you know best.
Loan Products
The loan products offered at FVCbank are designed to meet your specific needs. We provide both unsecured and secured personal loans in addition to vehicle loans. All of our personal loans feature competitive rates and terms to assist you with your financial needs. FVCbank staff can negotiate custom loan packages depending on your credit score to allow for reasonable down payments and loan rates. With approved credit, we can also offer overdraft lines of credit on personal checking accounts.
Residential Mortgage Lending
Are you looking to purchase a home or refinance an existing property? We recommend connecting with our trusted partner Atlantic Coast Mortgage (ACM). ACM is a full service residential mortgage lender that provides excellent options and an exceptional client experience; we only recommend partners we trust, which is why we encourage you to contact ACM for all your residential mortgage needs. ACM has over 11,000 5-star client reviews, they are a local lender with a great reputation for delivering outstanding results.
If you’re ready to start your mortgage process with Atlantic Coast Mortgage, click here to Apply Now or click here to Get a Free Rate Quote.
Home Equity Line of Credit
Get easy access to your home’s equity by applying for a HELOC from FVCbank. FVCbank’s home equity products allow you to borrow up to 80% of the value of your home, with no hassle or hidden charges. You can take advantage of the equity you’ve accumulated in your home to finance just about anything you choose.
Retirement Accounts
FVCbank allows you to build your retirement savings through an Individual Retirement Account (IRA). Our IRA accounts are certificates of deposit that feature daily compounded interest rates and flexible terms. Any interest can be added to your IRA and compounded, deposited directly into your FVCbank account or paid tou by check. If your income is earned compensation, you can contribute to your IRA until you turn 70 ½. A minimum of $1,000.00 is required to open an IRA account through FVCbank. Certificates of deposit are subject to a penalty for early withdrawal.
Health Savings Accounts
An FVCbank Health Savings Account (HSA) is designed to help account holders pay for medical expenses when needed. HSAs feature several benefits, including tax-deductible contributions and tax-free earnings. Each HSA account holder is provided an FVCbank HSA debit card, as well as e-statements for the account. Interest on the HSA account is compounded daily and credited monthly. Any funds in the account roll over year to year. Employers can combine a High Deductible Health Plan (HDHP) with an HSA to save on their company health insurance plans.
Insurance Products
FVCbank offers personal insurance packages administered by our carrier, Bankers Insurance Group. The insurance policies we offer include homeowners and auto insurance, which can be purchased with multiple lines of coverage. We provide a wide range of insurance policies from auto liability and collision insurance to flood and earthquake insurance, allowing you and your family to be prepared for any situation. FVCbank also offers free, no-obligation quotes before purchasing an insurance package. Let our insurance brokers protect you and your family with our home, auto and personal insurance plans.
Order New Checks
FVCbank makes ordering checks easy. With our preferred check vendor, Harland Clarke, you can order your checks securely online. The website is Verisign secure and TruSecure certified.
If this is your first order of checks with Harland Clarke, please contact a customer service representative at 703-436-3800. We will be happy to assist you.
Online Banking Services
FVCbank provides 24/7 online personal banking options for individuals who cannot access a local branch. Our online banking system features tools such as mobile check deposit and instant transfer between accounts. FVCbank also allows for pre-authorized automated bill payments so that you don’t have to worry about missing a payment. Our banking system will provide a real-time online banking experience that’s both flexible and reliable.
FREE ATMs
Tired of ATM fees? Have we got a deal for you! FVCbank thinks you have a right to get your money from our bank whenever you need it. Too often, banks charge for the privilege of using an ATM. Not FVCbank! As a customer of our bank, you may use any ATM FREE of charge. That’s right. No matter what ATM you use, FVCbank has you covered.
Get Started at FVCbank Today
FVCbank provides personal banking services at competitive rates to allow individuals to protect their financial assets while earning money. Our team of experts can help you and your loved ones make important financial decisions now and for the future. FVCbank’s staff is dedicated to helping you meet your financial needs while protecting your assets. For more information about opening a personal banking account, contact FVCbank today.
